Free β€’ Private β€’ Built in Canada

Simple financial tools for real-life money decisions.

Use free Canadian calculators to explore taxes, housing, retirement and everyday financial decisions. No account required, no information submitted, just useful estimates you can understand.

Financial calculators

We're starting with Ontario-focused tools where provincial rules matter, then expanding the library as new calculators are released.

LIVE
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2026 Ontario RRSP Tax Refund Calculator

Estimate how an RRSP contribution could reduce your income tax, see your new taxable income, and explore what investing the refund could become over time.

Calculate my RRSP refund β†’
COMING SOON
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Ontario Home Cost Calculator

Estimate the real monthly cost of owning a home, including mortgage payments, property tax, utilities, insurance and closing costs.

COMING SOON
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Can I Retire in Ontario?

Combine RRSPs, CPP, OAS, pensions, investments and living costs into a straightforward retirement estimate.

Useful before complicated.

Financial decisions often start with one simple question: β€œWhat does this mean for me?” Matelacom Money Tools is designed to answer that first question quickly before you dig into spreadsheets, tax software or professional advice.

  • No sign-up required
  • Calculations happen directly in your browser
  • Plain-language results
  • Canadian and provincial rules where applicable

What we're building next

The library will grow around the decisions Canadians actually make: home affordability, retirement, take-home pay, mortgages, savings and taxes.

Have an idea for a calculator? Email info@matelacom.ca.

Free Canadian financial calculators from Matelacom

Matelacom Money Tools provides free online calculators designed to make Canadian financial questions easier to understand. Our first tool is a 2026 Ontario RRSP tax refund calculator that estimates how an RRSP deduction may affect income tax.

Future calculators will cover Ontario home ownership costs, retirement planning, take-home pay, mortgages and other common financial decisions. These tools are for educational planning and provide estimates only.

Built by Matelacom Inc., an Ontario technology company providing custom applications and business technology solutions.