FREE ONTARIO FINANCIAL TOOLS

Better numbers for better money decisions.

Choose the question you're trying to answer. Every Matelacom Money Tool is free, works without an account, and is designed to turn a complicated financial decision into something easier to understand.

Explore all tools ↓

Choose a calculator

No featured favourite. Pick the tool that matches your decision.

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Ontario RRSP Calculator

Estimate how an RRSP contribution could reduce your 2026 Ontario income tax, your estimated refund, and what reinvesting that refund might become.

Estimate my RRSP refund →
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Ontario Home Cost Calculator

See beyond the mortgage payment. Estimate CMHC insurance, land transfer tax, closing cash and your ongoing monthly cost of owning a home.

Estimate my home costs →
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Ontario Retirement Calculator

Combine investments, contributions, CPP, OAS and pensions to estimate retirement income, shortfall or surplus, and when retirement may be realistic.

Can I afford to retire? →

Financial calculators built for Ontario

Matelacom Money Tools focuses on questions where Canadian and Ontario rules matter. The library currently covers RRSP tax planning, the real cost of home ownership and retirement planning, with more calculators to come.

Need help beyond a calculator? Contact Matelacom for a professional recommendation. Matelacom may receive a referral fee from some professionals if you choose to become a client.